Life Insurance

People think that life insurance is too expensive or don't need it, but too many times people end up wanting it when it's too late because of being too old or sick to get it.  Our policies are extremely affordable.  We have Las Vegas life insurance policies that start as low as 8 dollars a month.  We also have term life insurance policies that will pay you back all your money if you don't end up using it.  

We also get the question of what kinds of life insurance are available.  There are many kinds of life insurance in Las Vegas, but they generally fall into two categories: term life insurance and permanent life insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.  Give us a call at Nevada Auto Insurance.  We will make sure you get the best coverage at an affordable price.  

Nevada Auto Insurance
702-570-5777